Medical Options
The pool offers a flexible benefit program that allows you the choice of three different medical plan options.
Core Plan
This Plan offers lower monthly premiums. However, in exchange for these lower premiums, you may have more out-of-pocket medical costs. In most cases, if you elect employee only coverage, you have no premiums to pay.
Copay Plan
This plan has a higher annual deductible and you pay a copay for office visits and urgent care treatment.
Core Plus Plan
This Plan offers lower out-of-pocket medical expenses, but you may pay more premiums.
High Deductible Health Plan (HDHP)
This Plan has the lowest monthly premium, but your out-of-pocket medical expenses may be the highest. To help you pay for these increases medical expenses, this plan option includes a Health Savings Account (HSA). For the HDHP, you must meet the annual deductible before the plan pays medical or prescription drug benefits, with the exception of certain preventive medications and preventative/wellness type services. Click the link to view the list of Preventative Medications.
